Investment Opportunity
For Plensy™ Early Adopters

Plensy™ Offering Asset-Backed Tokenized Loans

We have the power to disrupt the $1.4 Trillion industry with more than 120 Dealership LOIs signed.

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We have the power to disrupt the $1.4 Trillion industry with more than 120 Dealership LOIs signed.

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We have the power to disrupt the $1.4 Trillion industry with more than 120 Dealership LOIs signed.

wall

We have the power to disrupt the $1.4 Trillion industry with more than 120 Dealership LOIs signed.

Fundraise Highlights

Seed Round

Crowdfunding

Min. Investment
Amount

$100

token

Preferred Equity

Digital Security

US $5

Price per Share

THE OPPORTUNITY

Bringing Blockchain to Auto Lending:
Introducing the Plensy™ NFT Security Token

Patent-pending Points-based Lending System + Blockchain Technology)

Commited dealerships
to use the technology

Certified by the National
Sanitation Foundation (NSF)

ETL Certified

A patent-pending, points-based lending system on the blockchain. We seek to disrupt the antiquated automotive lending ecosystem.

“We’ve created statistical models and a loan approval prediction to increase the likelihood of a consumer qualifying while reducing missed payments and default rates. We’re employing a logistic regression model with real-time accurate data analytics and smart algorithms to assess a buyer’s true ability to pay, while our predictive analytics algorithm allows us to determine individual interest rates.”, said Plensy’s founder, Sam Errama.

car

Plensy™ Auto Lending Process

Borrower Applies

Borrower Applies

Asset Tokenized

Asset Tokenized

Instant Approval

Instant Approval

Payment Received

Payment Received

Dealer Funded

Dealer Funded

Revenue Generated

Revenue Generated

Title Assumed

Title Assumed

Title Released

Title Released

Liquidity + Price Stability:
How our Token Market Works

1:1 TOKEN ISSUANCE
Total asset value in security tokens is issued and
sold on blockchain exchanges.

SUPPLY RESTRICTION
As asset base grows, token supply restricted by issuing amounts lesser than the assets held. Supply control ensures the Plensy™ Token maintains a fair price.

DIVIDEND PROTECTION
As the market matures, a quarterly dividend will be issued, providing further downside protection

Downside Insurance: Loan Loss Reserves
4x the Industry Average

For additional protection of token value, a reserve of 20% is set aside; far exceeding the industry average of ~5%

autolending-eco
FOR DEALERSHIPS

FOR DEALERSHIPS

1. MINIMAL LEARNING CURVE
2. INCREASED MARKET SHARE
3. OFFER NEW & USED 0% FINANCING
4. MULTIPLE REVENUE STREAMS
5. NO CREDIT SCORE NEEDED
6. QUICK APPROVAL PROCESS

FOR BORROWERS

FOR BORROWERS

1. MINIMAL LEARNING CURVE
2. INCREASED MARKET SHARE
3. OFFER NEW & USED 0% FINANCING
4. MULTIPLE REVENUE STREAMS
5. NO CREDIT SCORE NEEDED
6. QUICK APPROVAL PROCESS

FOR BORROWERS

FOR BORROWERS

1. TRANSPARENCY
2. BETTER FINANCING, BETTER RATES
3. MORE ACCESS FOR 1st TIME BUYERS
4. COMBINED INCOME
5. DYNAMIC LENDING POINTS
6. SMARTER, BETTER WAY TO FINANCE

Current system focuses on negative credit events, disqualifying many qualiFIed borrowers

Current system focuses on negative credit events, disqualifying many qualiFIed borrowers

HIGHER RATES FOR SOME
• Flawed rating system
• Even Qualified buyers may pay higher rates 2.

NO RATES FOR OTHERS
• Fringe borrowers worse off
• Denied loans entirely

Lack of buyers plagues dealers with stagnant revenues and inventory overhangs

Lack of buyers plagues dealers with stagnant revenues and inventory overhangs

1. LOWER REVENUES
• Fewer borrowers = less revenue for dealerships.

2. EXCESS INVENTORY
• Inventory builds up liquidated with low-margin floor sales.

This combination artiFIcially suppresses a market that should be growing faster

This combination artiFIcially suppresses a market that should be growing faster

1. LATENT GROWTH
• Pent-up loan demand No mechanism for releasing it. 2.

LACK OF INVESTMENT
• Market is stalled attracting less investment
• Stifling the innovation it needs

SMART LOANS

Plensy™ tokenized loans are an attractive new digital asset class for investors.

Tokenization is the process of converting a physical object into a digital representation on a blockchain. Lower costs and faster issuance/trading/settlement, improved data visibility, decreased credit risk, and improved operational efficiency at scale are all benefits of tokenization.

SMART LOANS

Plensy™ tokenized loans are an attractive new digital asset class for investors.

Tokenization is the process of converting a physical object into a digital representation on a blockchain. Lower costs and faster issuance/trading/settlement, improved data visibility, decreased credit risk, and improved operational efficiency at scale are all benefits of tokenization.

OUR  ROADMAP

From invention
to completion

roadmap2

OUR  ROADMAP

From invention
to completion

roadmap2

Lead Investor

plensy-new-home-

Wavemaker is a top-decile early-stage venture capital firm founded in 2003. It is headquartered in Los Angeles and Singapore and manages over US$550M in assets. Some of Wavemaker’s past investments and exits include:

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